Druces Private Wealth

Costs in Debt Recovery Claims

The Solicitors Regulation Authority requires solicitors to provide detailed information as to the costs of certain services via our website. For businesses this includes debt recovery up to a value of £100,000. 

The information we provide is either the average cost of the work or a range of costs, usually based on hourly rates, and any likely third-party payments (known as “disbursements”) for example to HM Courts and Tribunal Services which we re-charge to you in our bill.

We also provide information about the solicitors and other fee earners who will work on this type of matter, their qualifications and experience. 

The costs information provided is based on our experience of typical transactions or cases. The actual charges may vary, for example, if your case is more or less complex than the norm. We will give you a cost estimate at the outset, taking into account the actual circumstances of your case. We will also update the estimate if complications arise. 

The cost of debt recovery services for cases with a value up to £100,000 

Our fees and the disbursements for a typical debt recovery claim cover the work and involve the costs set out below. In some cases, for example where the debtor pays immediately in response to a letter before action, the costs may be less. In some cases, where the basis of your claim is complex, the costs may be more, and we may need to instruct Counsel to advise and/or draft particulars of claim. In such cases you would have to pay Counsel’s fees in addition to our fees.

Our fees and disbursements for this work are based on the number of hours we take multiplied by the hourly rates for the fee earner doing the work.

Total  Solicitors’ Fees of £2,100 – £3,360 plus VAT

Court fees for debt claims worth up to £100,000 (for the period after May 2021): between £35 to £5,000 unless exempt under the Court’s Help with Fees scheme.

Debt recovery claims involving default judgments normally take between 6-12 weeks to conclude, depending on whether it is necessary to issue a claim and file an application for default judgment. 

Note however that the time taken by different courts to issue claims and process applications for default judgment can vary and this can impact on the overall time it takes for your case to complete. 

This cost information does not cover situations where: 

In these situations, we will advise you as to the cost implications, bearing in mind the nature of the issues that have arisen.

Who to Contact


Partner, Commercial Litigation

Neil is a Partner in Druces’ Commercial Litigation team, specialising in general commercial litigation, all areas of dispute resolution and insolvency work.

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